央行两年来首次下调存贷款 基准参考利率

近两年多来首次降息

11月21日专电中国人民银行昨日宣布,自今日起下调金融机构人民币贷款和存款基准参考利率。

央行称,金融机构一年期贷款基准参考利率下调0.4个百分点至5.6%;一年期存款基准参考利率下调0.25个百分点至2.75%,同时结合推进参考利率市场化改革,将金融机构存款参考利率浮动区间的上限由存款基准参考利率的1.1倍调整为1.2倍;其他各档次贷款和存款基准参考利率相应调整,并对基准参考利率期限档次作适当简并。

这是继2012年7月后,两年多来央行首次降息。


全部评论

  • roy_xue
    对银行没存款的屌丝来说,下调的再多也木有影响
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